As Chairman, I now present our annual report on the activities of the charity, including the financial statements and auditors’ report for the period ended 31 March 2006. This Report is required to set out in detail our work and achievements over the year in question. We feel that we have achieved much in this 12 month period and we hope that you will enjoy reading the comprehensive survey which follows. It is of necessity lengthy, but we have a lot to tell you!
The Injured Jockeys’ Fund (IJF) was first established in 1964. It is now a charitable company limited by guarantee.* Our prime purpose is to provide help, financial and otherwise, to those jockeys who are injured, unable to ride and in need. These beneficiaries, their families and dependants receive pastoral care from the IJF almoners as well as financial assistance. Over the last 42 years we have helped well over 1,000 injured jockeys and their families. Currently we have more than 800 living beneficiaries on our books, of which over 315 are in receipt of regular grants and nearly 500 receive advice and support from our team of almoners. With the number of race meetings continuing to increase each year, so do the number of beneficiaries who need our support.
In contrast to commercial insurance policies there is no time limit of any kind on help which may be given by the ^ . Many of our beneficiaries suffered their injuries before insurance was available; some before the IJF was even established! Once a jockey comes within the terms of our trust, that jockey and his or her dependants are beneficiaries of the IJF for life.
* On the 26th November 2004 we incorporated a new company (number 5298320) called the Injured Jockeys Fund. This was registered with the Charity Commission on the 21 December 2004 (registered number 1107395) and on the 5th April 2005 this took over the activities, assets and liabilities of the (former) Injured Jockeys Fund (registered no. 262891), which had been governed by a Deed of Trust.
Our work is all about helping injured jockeys, so I shall start right there –
The majority of our cases involve help to many jockeys whose names would not always be recalled by the average racegoer. Indeed, over a quarter are more stable staff than jockey, who, having ‘retired’ from race riding after short careers, often through injury, have nevertheless stayed in racing.
While most of our continuing beneficiaries are those whose injuries have forced them to give up riding altogether, there are many jockeys who need our help to recover from injury both with financial support and the payment of medical expenses, so that they can get back riding. As a current jockey once said – “I’m back on a high when I start riding out”. Of an injured jockey, Lee Mottershead memorably wrote in The Racing Post –
Daft very possibly, bionic almost certainly, but brave most definitely, he has spent more hours in hospital than a junior doctor and done enough to merit his own episode of Casualty.
His most recent setback followed injuries that have numbered four broken legs, six broken collarbones, two broken noses, smashed ribs and breaks to a cheekbone, sternum, eye socket and shoulder blade.”
Here is another example of the sort of health difficulties an injured jockey so often has to endure. It is an extract from one of our Almoner’s Reports to the Trustees -
“He appears to have sustained many injuries whilst riding including fractured leg, cracked ankle, multiple bouts of concussion (19) as well as being involved in a large pile up at Bechers in the 1959 National (won by Oxo) resulting in a 10 day stay in Walton Hospital. He still suffers with back and ankle problems resulting in a feeling akin to pins and needles in his feet as well as back pain. He has seen his GP and consultants in this regard and finally had a scan on the 23rd November. He had an x-ray of his lumbar spine on 28th April which shows severe degenerative disc disease throughout the lumbar spine and severe osteoarthritis.”
This jockey, in fact, suffered his injuries over 40 years ago; yet the nature of these injuries demonstrate clearly just how much extra medical care such a jockey will continue to need as the effects of his injuries are exacerbated by old age.
It is fair to say that in cases like this the IJF makes a major impact on the individuals concerned through improving the quality of their lives. I quote these two cases simply to remind us all of the harsh realities of life for those who suffered injury in the course of giving us so much pleasure and excitement.
I now turn to our new Director of Care, Linda Power, who will cover, in greater detail, many of the different ways in which over the past year we have provided care for injured jockeys.
Injured jockeys present in many different forms and ages. They range between those who have, or are, suffering from serious physical or mental injury; progressive physical or mental deterioration; those in need of financial assistance, whether for treatment, for family, for housing or for transport; those who need assistance with further education; those who simply find the daily cost of living prohibitive for them and their families – and, sadly, some with addiction problems.
Our youngest beneficiary is 18 years and our oldest is 96 years. He rode in the 1929 Grand National!
Care of our injured jockeys and their families is provided through a national network of our nine almoners who work tirelessly to ensure that all needs of beneficiaries are considered and attended to on an individual basis.
In addition to supporting the general welfare of injured jockeys and their families, we have in the past year not only continued with our annual holiday to Tenerife but organised three new Holidays in the UK; we have extended the number of our beneficiary Race days; extended our property portfolio in Newmarket; taken on two more almoners; worked with Racing Welfare and other agencies in Newmarket in addressing the problems there of alcohol and substance misuse; we have continued to lobby the BHB on all matters relating to jockeys welfare, we have further developed our Visitor scheme……and much more.
Let us look at each in turn:
In the past year we have assisted 38 new beneficiaries and continued to monitor and support the 418 already on our books. Here are two contrasting examples:
The first is a very special man, a former jump jockey and then trainer, Chris Kinane - or ‘Red’ as he is known to his friends. I am sure few need reminding of the horrific head injuries he sustained in the parade ring at Wolverhampton in April 2005. Chris was admitted to the Queen Elizabeth Hospital in Birmingham under the care of Mr. Flint - to whom Chris is enormously indebted. He underwent innumerable procedures, scans and operations and following a period of rehabilitation at Moseley Hall, Chris was finally discharged home on the 27th March 2006 nearly a year after his accident – and of course to the delight of his family, friends and supporters.
From the beginning we were on hand to support Chris’s wife Tessa and daughters, Shelly and Claire. Our local Almoner, Kate O’Neill, conscious of the shock to the family, initially assisted in relieving all financial concerns and burdens through representations to the IJF trustees. The IJF provided finance to cover the monthly mortgage payments, provided further support for the girls with their education and a grant to cover living costs. Kate was on hand weekly to accompany Tessa and the girls to the hospital or to take them out to lunch to give them a short break from the intensity of the worry and concern.
Since Chris has been discharged we are supporting the costs of night carers to allow Tessa time to get a good night sleep. We have funded extra specialised equipment e.g. a stair lift, reclining chair etc.
Chris is a well known, much respected member of the racing community and his popularity is evidenced by the amount of support given to the Chris Kinane Trust Fund. We have throughout kept in close touch with its trustees and worked with them on help for Chris. One thing is for sure, the racing industry does not forget its own and between the IJF and the Trust, Chris and his family will be looked after for as long as they need our help.
Chris wrote recently, ‘Although I have been in hospital for a year you have been a great help to my family. You have improved my life by providing financial support and just by being at the end of the phone’.
The second example is a young conditional jockey, let’s call him Tom, who lost his wife to breast cancer leaving him with four young girls. Tom was determined to look after his girls and with the help of his family he is doing a terrific job. He gets up at 6.30am every day to do the housework, washing and ironing. He then works 30 hours a week. That way he can be there for his children. Both his wife’s mother and grandmother died of breast cancer at the age of 39. This history is obviously a concern for Tom.
We are not able to give him any substantial regular grant without it affecting his state benefits (the limit is £20 per week). However, we were able to provide them with a one-off cash grants to pay for Tom and his girls to travel abroad for a family holiday last summer. We were able to give him a Christmas grant which helped him meet the list the girls sent Father Christmas! One of Tom’s girls is keen on riding and we have paid for riding lessons.
The ways in which we offer assistance is varied and decided on a case by case basis. Whilst for some we are a lifeline, for others we offer a better quality of life.
For fourteen years the IJF has taken a party of injured jockeys to Tenerife. This holiday would not be possible had it not been for the generosity of Robert and Elizabeth Hitchins. About seventy injured jockeys, their carers and/or partners are accompanied by almoners and one or two trustees on this ten day break. As always, a special time was had by all.
This year we also arranged, for the first time, a number of UK holidays. We organised three different venues taking a total of 78 beneficiaries, their families and carers to Centre Parcs, Sherwood Forest; South Downs Holiday Village and a guest house – Buckle Yeat in the Lake District.
Throughout these holidays, as with Tenerife, beneficiaries constantly spoke of meeting old friends and making new ones, having fun and laughter, reminiscing, relaxing and of course, ‘We rode a few winners - mostly between 10 and 11pm’!!
Our beneficiary Race days have also been very popular. This year, we held two, one at Doncaster, and one at Wincanton, which was attended by our Patron, HRH The Princess Royal - much to the delight of our beneficiaries.
Holidays and Race days are hugely beneficial to beneficiaries and a big success. The trustees have provided a budget for the coming year to cover more holidays and more Race days. Many who go to these have not been on a racecourse for years. This all reminds them that they are not forgotten and the affect on their morale is so evident.
In addition to our sponsorship of JETS, we have this year supported three beneficiaries in third level education. Andrew Donaldson has obtained his Masters degree in Social Work having previously got a Batchelor of Economics and Social Studies in Social Policy and a diploma in Social Work. Richard Forristal is currently in his second year of a three year English and Philosophy honours degree course having achieved a 2:1 in year one. Cheryl Nosworthy is currently completing her Masters degree and has been accepted to do a PhD on riding for the disabled.
Housing is difficult to access in all parts of the country but for our Newmarket beneficiaries it has been particularly difficult. Consequently, the Fund, in partnership with Orbit Housing, has purchased the nomination rights to four new two bed-roomed houses and two new flats in Newmarket (to add to our existing six flats), all of which are now occupied by our beneficiaries.
Sadly, this year there have been a number of deaths within the racing industry which have been associated with drug and alcohol abuse. The IJF, Racing Welfare, the Astley Club and other support services in Newmarket are meeting regularly to work out ways of providing support for stable staff and to find solutions to the problems. As a start, the IJF has agreed to part-fund the appointment (for one year) of a Co-ordinator to look at the problems facing all stable and racing staff, evaluate the role of local services and charities and put forward a paper of constructive and achievable objectives for the future support and care of members of our industry.
As the number of beneficiaries continues to rise and cases become more complicated, particularly in relation to securing benefits and access to timely and appropriate health care, we have appointed a further two almoners on a part-time basis. These appointments cover in the South East and the far South West. This re-organisation has allowed us to allocate two full-time almoners to Newmarket.
The Visitor scheme has been gathering momentum over the past two years. Last September we held the first Visitors Annual General Meeting. The purpose of the scheme is to provide beneficiaries who may be lonely with a locally-based responsible companion who has a background in racing. The Visitor will visit the beneficiary in their own home; take them out to lunch or a race meeting, cinema or garden centre. Visits are undertaken at least once a quarter and sometimes more often depending on the needs of the beneficiary and the availability of the Visitor. This role is undertaken on a voluntary basis (although the IJF pay expenses). Currently we have 85 beneficiaries being visited by 36 Visitors. It is our intention to further this service throughout the coming year.
To each and every one of our volunteer visitors, we give our grateful thanks for their time and commitment. They are taking the sting out of the loneliness that many of our older and infirm injured jockeys – and in many cases their widows – suffer.
We now review all our grants annually. This has been a time consuming exercise for the almoners and office staff as detailed income and expenditure figures have to be collected and reviewed for each beneficiary. The review has not been helped by constant changes in the benefits system and increases in utility and council tax charges. However, one recent change in the benefits system has helped because we are now no longer limited to a grant of £20 per week for those aged over 60. As we go to press, work on finalising our recommendations (to the Board) is nearly complete.
I hope that anyone who has read this far will realise the responsibilities we carry and how we endeavour to meet them. Recently we sent out a questionnaire to a large cross-section of our beneficiaries. Here are some extracts. I believe the IJF and all our supporters can be greatly re-assured by what they say:
‘If you did not pay my medical insurance I would not be able to afford it. I have on-going treatment on my eyes due to diabetes and Glaucoma and can now get treatment quickly, when necessary. Thank-you’.
‘Without a shadow of a doubt the IJF has had a major impact on my and my family’s lives since I was contacted in 1991. Without the house I live in and the car I drive, which enables me to visit my elderly uncle on a daily basis, there is hardly a corner of my life that the IJF hasn’t touched. Without the help of the IJF I dread to think what would have happened to my family and me.’
‘You have improved our lives beyond all expectations especially what you are doing for my wife to get over her illness so that we may have a happy future together’.
‘You have kept us independent and in touch with a holiday to break the routine and meet others’.
‘Without all the help from the IJF I would not have been able to remain in my home and for that I shall be eternally grateful’.
And we could go on…….
So what has been achieved in real terms in the past year:
^ to existing beneficiaries have increased by 6.37%.
The number of Visitors has risen from 30 to 38. The number of beneficiaries who are being visited has increased, with more yet to be introduced.
Last year we had seven almoners and now we have nine.
Housing: A further six residences in the Newmarket area.
We now offer regular group holidays in the UK and we fund some holidays on an individual basis.
As well as our annual race day at Doncaster we are in the process of organising a further six a year.
We are supporting as well as part funding the appointment of a drugs and Alcohol Co-ordinator with other agencies in Newmarket.
I thank Linda for the outstanding job she has done in her first year with us. I hope that what she has said will assure all our supporters, upon whose help we so depend, that we are putting their money to good use.
Our workload continues to increase. We remain dependent on your support, and we, and our beloved Founder and President John Oaksey, continue to be profoundly grateful for the remarkable, loyal and vital help which you, our supporters, give us.
As always, all our staff have got through an immense amount of work, and I turn now to tell you something of the individuals who have been responsible for all this. I wish to say at the outset that each of our team cares deeply and with commitment for our beneficiaries, always putting the welfare of the beneficiaries first and above all else. We are fortunate indeed to have such a team of dedicated individuals.
The almoners, continue to bear the burden of their work without complaint. They are ^ . They can be seen around the racecourses and weighing rooms and, if you want to put faces to names, visit our website at www.ijf.org.uk.
Their work in the front line means they are full of ideas as to how best to improve the quality of our service and thus the lives of our beneficiaries. I sit down with them every January and discuss these ideas. Many, if not all, of what you have read above, started like this and all are implemented to some extent or another. One suggestion was to invite each Trustee to spend a day in the field with an almoner. These we call ‘Awaydays’! They have been taking place regularly and have shown all of us on the Board what good work the almoners and the IJF do for injured jockeys.
I believe that one reason for our success is the close working relationship between trustees and almoners. They meet together every two months and consider and discuss their beneficiaries, their problems and what we can do about them and for them. The ‘Awaydays’ have strengthened this relationship. I want to put on record my personal thanks to our almoners for all they do.
I pay tribute to each of my ten co-trustees. They, as always, have responded readily and generously to the challenges we face and to the time we require of them – both in meetings and between meetings. Never has any of them complained at the time involved, the papers they have to read or the work we ask of them.
My thanks to our President, John Oaksey, to our Vice Chairman, Brough Scott and our Treasurer, Jeff Smith; also to John Smith, who chairs our Cases Committee so efficiently and Simon Tindall, who chairs our successful trading Committee. Last but by no means least, to Jack Berry who drops everything whenever and wherever we need him and who is such an inspiration to us all with his enthusiasm and energy.
Particular mention should be made of Jonathan Powell, who single-handedly collected and collated the stories and photographs which went into our first and highly successful Newsletter – and to Simon Tindall who oversaw the layout and printing. Letters received after copies were sent to all our 60,000 supporters were heartening and the resulting donations more than covered the cost.
There is something special about a charity such as ours which can inspire in its trustees this sort of devotion and ‘gift’ of their time and energy. If you want something done, ask a busy man!
As is well known, HRH The Princess Royal is our Patron. She is becoming more involved in our work every year. I would like to put on record our thanks to her for the time she gives us and in particular to the time she spends with so many of our beneficiaries at our beneficiary race day outings. She is quite brilliant with each and every one of them and they go away walking on air having had a day that they will never forget.
Towards the end of the year we approached Clare Balding and John Francome because both have shown such an interest in our work and given us such support. It is with great pleasure that we were able to announce their acceptance of our invitation to become Vice Patrons of the IJF. Clare and John, thank you; your endorsement of our work is important to all of us.
The IJF continues to support, jointly with The Jockeys Association, the Jockeys Employment and Training Scheme, JETS, in an effort to address the lack of a specialised agency to assist in training jockeys to earn a living, when injuries prevent them from continuing to ride.
Last year I referred to a number of matters which, effectively, our supporters pay for and which, in a well-regulated industry, we consider they should not have to bear. We have continued to pursue these. Jeremy Richardson continues to lobby the BHB and the Jockey Club to make it mandatory for all jockeys to have compulsory private medical insurance cover. I hope to have good news on this in next years Report.
^ I mentioned last year that 17 racecourses had agreed to provide physios at their own cost. I’m pleased to report that as a result of our lobbying of the BHB, they have now agreed to fund the cost of the Flying Physios. The IJF has “sponsored” the cost of the Flying Physio service for eight years. It was not until the middle of last year, when we notified the racecourses and the BHB that we would not continue from 2006, that something was at last done. We have spent over £200,000 over these eight years and are delighted that the industry has now seen fit to provide this service as a matter or course.
As always, the IJF and its almoners work closely with other carers in the racing industry and, in particular, with the staff of the Racing Welfare Charities, often working together as a team in cases of particular difficulty. All those operating in the charitable field, which cares for the forgotten army of racing, are in regular communication in order to ensure that everything possible is done to ease their plight.
Regular friends (some of them very generously) have continued to send us donations. I would particularly like to thank Chris & Antonia Deuters, Barbara Wilkinson, Michael Macfadyen and his co-trustees on the EB Moller Charitable Trust and Julian Whateley and his co-trustees on the Herbert & Peter Blagrave Charitable Trust. Their interest in our work and their support for what we do are so greatly appreciated.
I am about to turn to matters financial, so this would be an appropriate moment for me to mention our plans to build or buy a suitable house to provide a home for injured jockeys. We have been discussing this for a year now, we have set aside sufficient funds and are now actively looking at potential sites.
I now turn to my Financial Manager, Sue Taylor, whose husbandry of our money is so vital to our work and who will give you the all-important figures and talk about money -
During the period covered by these Accounts the IJF has paid out in grants to injured jockeys over £723k. Over £3.3m now remains out on loans (free of interest and repayments of principal, but whose ultimate repayment is linked to the house price index) to nearly 90 injured jockeys and their families.
In addition to grants it has applied over £415k in contributions to JETS, the Flying Physios and pay and expenses to assist the almoners and their helpers in their charitable work and, of course, to cover the expenses of our visitors.
Up and down the country our valiant and valuable supporters continue to raise money to help us in our work. £543k has been received in donations during the period and £1,278k in legacies.
Overall, the Fund had net incoming resources of £1.4m. On the capital side, total funds as at 31 March 2006 stand at £18m, up £5.6m in the period since the transfer from the unincorporated charity. The figure has been greatly enhanced by the substantial rise in the Stock Market over the year in question; critical as it is the bedrock of our annual income.
The IJF has again raised over £350k in the annual sale of the IJF Christmas cards, Calendars, Diaries and associated items through its trading subsidiary, The Injured Jockeys Co Ltd.
Sir Edward Cazalet